By Karen James
In a bid to ensure that private and commercial drivers understand and comply with the third-party insurance policy, the Anambra State Police Command organized a one-day sensitization program on Thursday at the Police Command Headquarters, Awka.
The event, which brought together heads of relevant agencies, including the Federal Road Safety Corps (FRSC), State Motor Licensing Office, Vehicle Inspection Office (VIO), and the Anambra Road Transport Management Agency (ARTMA), aimed to raise awareness about the importance and legal requirements of third-party insurance.
In his address, the outgoing Commissioner of Police, Mr. Nnaghe Obono Itam, emphasized that the initiative was designed to educate drivers on the compulsory nature of third-party insurance. He announced a one-week sensitization campaign titled “Operation Velvet,” which will be followed by full-scale enforcement involving mobile courts.
“Third-party insurance is mandatory for all vehicles on Nigerian roads,” Itam stated, warning police officers against extorting motorists under the guise of enforcement. He outlined the official premium rates as follows: N20,000 for commercial vehicles, N15,000 for private vehicles, and N5,000 for tricycles.
He further explained that while comprehensive motor and corporate insurance policies are optional but recommended, defaulters of third-party insurance will face penalties, including fines and possible imprisonment.
Speaking at the event, Gloria Ezeugwu, Deputy Corps Commander of FRSC Anambra State, described the enforcement as a step in the right direction. “Third-party motor insurance provides financial compensation of up to N1 million for damages, injuries, or loss of life in the event of accidents,” she explained, urging drivers to procure their insurance from licensed entities authorized by the National Insurance Commission (NAICOM) and verify their policies online.
Other stakeholders and representatives also spoke, highlighting the benefits of third-party insurance and urging drivers to embrace the policy to avoid legal repercussions.
The sensitization program underscores the state’s commitment to road safety and compliance with Section 68 of the Insurance Act 2003.
